Podcast Episode Transcript:
(Rough cut, unedited)
I have never set a goal did I did not achieve. I have never gone on a mission that I did not accomplish. I have never set out to do something that I didn’t get done in record time with record, precision and record success and record accolades are must be the most successful, most ambitious, most interesting. Yes, man in the world.
This person as person doesn’t exist. Hate to burst your bubble. This person just does now exist. Happy, almost new year.
Welcome to the tier four money podcast. My name is Guy Smith and I am honored and I am privileged and I am in awe that you have chosen to listen to this episode of the show that is dedicated to helping you create financial margin to give more generously, yes to the things you care about and live more free to do the things you want to do with your life and with your time. So did you can be with and do with the people and the causes and the missions that matter to you in this life. I am excited that you are here. I don’t know who that guy was talking in the intro, but he sounded like a dream to me. He sounded like this, this ideal person that I would love to be, but this ideal person that not only does this person not live inside of me, but I don’t think this person lives inside of anybody. I think we got to set goals. I think we got to aim at something, but I think we got to give ourselves a hole
race because ain’t nobody going to pull it off quite so. Great. So today as we wrap up 2018, I’m going to talk to you a little bit about goal setting, goal setting. This is a interesting thing because one of the things about living in the American culture that happens a couple times a year, twice a year, twice a year, uh, we just in our culture have this natural reset button that happens. We, it’s just ingrained in us that just what society does and, and those two times of the year generally tend to be September first when the kids go back to school and we start over. So we have this feeling maybe from your childhood, maybe from going through grade school where you get a fresh start, you get to. I get a do over, right? I am going to go to school, I got some new clothes, some new treads.
I’m going to. I’m going to be a different person. I get to start out like I got new teachers and so I’m going to get better grades. I’m going to do better in sports. I’m going to talk to the pretty girl. I’m going to. I’m going to talk to the cute guy. I mean I’ll be, you know, gender safe here. Right? So I, I, we have this fresh start at the beginning of September. The second time obviously that that happens is at the new year when the clock turns over and the ball drops in New York city and everybody gets all pumped up and people on the streets of New York start start making out with their boyfriend or girlfriend or their husband or wife or their or the random person standing beside them because they just think they should be kissing somebody whenever the ball drops for some reason. So we celebrate and we get excited about the opportunity for something new.
And what happens is we set resolutions. We like to make resolutions. Well, I resolve to accomplish this. I resolved to lose 30 pounds. I resolved to lose weight. I resolve to, uh, to, to, to get better grades. I resolved to work harder at work. I resolve to do this, do that, do the other thing. We’ve set all of these goals. All of these are all of these resolutions that we want to do. But what happens is that so often these fall flat, right? They fall flat. You might be listening to this as the year wraps up and you start thinking, man, what did I set out to do at the beginning of this year that I cannot believe has already come to an end? What was my. What was my resolution? What did I want to be? Am I that person? Have I changed that much?
Did I accomplish what I set out to do? So we spend a lot of time here, obviously talking about finances and money. It’s the cheerful money podcast, so we’re going to talk about a lot of different things with life and whatnot because it plays into so many of all of this plays into you know what? Your. Your money touches every area of your life pretty much, right? It’s hard to. It’s hard to find something, some relationship, even everything is affected in some way by money. So I want you to not have stress. I want you to get to a point where money isn’t stressful. It’s a tool to use for good. To hear that, I want you to get to a point where money isn’t stressful. It’s a toll that you can use for good and that God blesses you with so that you can get through this life by fee and feed your family, but shelter over your family’s head.
Transport yourself to work, transport your kids to school like, like God gives us this as a toll to get through this life. It’s, it’s not supposed to be an animated object. It’s supposed to just be a toll, but yet we stress over it and I want you to get rid of that stress. So to do that, we got to take control of this thing. To do this, we gotta make some, some commitments in different areas of our life. Okay? So as we get to the end of 2018, I want to challenge you today to go a little bit farther than making a resolution. But before I do that, I just want to throw out a real quick bug in your ear for the cheerful money community, cheerful money.com/community. If you head over to a cheerful money.com, you can click in the top right hand corner at the moment.
Uh, it says coming soon, that may change, but if you just go slash community at the end of the domain address, [inaudible] dot com slash community, you will be directed to a page where you can sign up to be the first to know about an upcoming site that is going to be dedicated to helping you create financial margin to give more generously and live more free will be a place where we, uh, we talked together, we have a creating coursework and less in some church style kind of teachings as well as some more direct, more practical, like some putting things in place so that you can start to win financially. And uh, some of, more like the, the dry, like why do I want to be pat? Why do I want to be passionate about generosity? Why does this matter to my life and to others lives, right?
So, uh, if you go over there, a hookup with that and, and, and you’ll also receive an immediately, I’ll send you an email that is going to, it’s going to be a spreadsheet tool that will help you plan your giving. So today we’re talking about goal setting. This is a great day to go grab that. Uh, it’s a spreadsheet that is going to help you decide based on your income and the percentages or dollar values that you want to give to ministries that you believe in or causes that you believe in. It doesn’t have to be a church or a para church organization or a Ministry of Christian Ministry at all. It’s your spreadsheet. You do what you want to do with it. I mean, if you, you know, you know, if you want to save to save whales in Australia, uh, go for it. I don’t even know if there’s, I don’t even know if there are whales in, in Australia, but my point is, uh, what, what, what matters to you is what matters to the spreadsheet and what matters to your finances.
But you can, you get to decide what it does. Just like that’s the cool thing about our money. We get to decide what it does and what matters. So we decided not somebody else. I don’t wanna let anyone else decide what I get to do with my money because it’s my money and so if I want to be generous, I want to be generous, thought to put a roof over my family’s head. I’m going to put a roof over their heads, right? If I’m going, if I’m going to do something, I’m going to do it because it’s important to me and to my family. Not Important to some guy that’s running the credit card company in Delaware. Okay, so that’s matters, right? So head over there and shoot for money.com/community and grab one of those. I would greatly appreciate it if you would do that.
So today I want to talk to you about goal setting, not resolution making because most people when they make resolutions at the end of December moving into January, what happens is they fall flat by the end of January. Most people by the end of the second week, they’re not pulling it off. Most people by the first week of February is over, right? Like we’re just moving on because. Because we are creatures, we are people. We are creatures of habit and it’s really hard to change your habits. Have you tried to do that? Like I, I, I mean, I, I mean something really simple and stupid. I, I put my fingers like at my mouth and in my mouth way too much. Like it’s ridiculous. Like I, I, I can’t, I can’t stop chewing my fingernails. I can’t stop picking my lip. I just, I just, I can’t stop doing it. It’s terrible.
My three year old like, like pretends to be me by chewing on his fingers and his leg. It’s, it’s, it’s, it’s embarrassing. It’s terrible. And I, I, it’s a habit that I need to break, but it’s very hard for me to break and that’s simple stupid kind of thing. Right? But, um, but even things like I’ve been, you know, back in 2015, I got into the best shape of my life and I ran the Pittsburgh Marathon. That’s 26 point two miles at the same time. Right? Like a lot of people do that. It’s not some earth shattering, Olympic kind of thing. I’m not saying that at all. Uh, and my, my, my finish time, that was, that was a whole story of itself or like almost dying in the Pittsburgh ghetto at mile 17 and it was, it was terrible. Right? But I made it. Okay. I made it in a terrible time.
I’m not bragging or anything because trust me it was if you’re a marathon runner, it was, it was embarrassing, but I, I made it and I was in the best shape of my life. That’s my point. That was a habit that I developed. That was a goal that I set and I achieved it by breaking that down into daily habits. Okay. Here we are, three years later, I run and my new habit. Now life got busier, my job got busier. My, uh, we bought a house that, that makes your life a whole lot busier and we’ve got two kids, three and one and a half. That makes your life busy here. It’s a lot harder to find time to get out and exercise, but really is that really why? Or did I just. Did my habits change? Did what mattered, change or did, did, did my habits change?
Because, because the habit I’m in now, instead of being addicted to the high that I get from running and loving how I felt for the first time in my life, I didn’t. I had never. I, I, I was, I was 30 years old and I had never felt what it was to be thin. I never felt skinny before, but I did. But since then what’s happened is I fell back into my regular old habits of overeating at every meal. And when the meal is over, I know I’m never gonna do that again. Yeah, yeah. Until, until breakfast. That’s, that’s where, that’s what’s happening to me. So what happens is I just can’t seem to break the habit to achieve the goal that I want to achieve. I want to, I want to get back to where I was three years ago, but as hard to do because you have to. I got to get out of my own way and make some disciplines and that’s what it’s all about. Because see, we make these resolutions
and it’s all pie in the sky and, and, and, and the gyms make a killing on these memberships because they’re, they’re selling hundreds more memberships for their, for their gyms than what their capacities. I mean these, these gyms might only be able to hold a hundred and 50 people at one time, but they’ll sell 560 memberships because, well one, they know everybody’s not showing up at the same day, but two, there is no possible way that these people are going to follow through. So come January, they’re just making bank on us knowing that we’ll be back next year to try again, but we’re never going to walk in the door after January because we have, hey, I’m all for it, right? Like make big, hairy, audacious goals and say I’m going to do something great, but today I want to show you a better way to get where you want to go to get where you want to go.
And I’m going to do that by something that I’m going to tell you right up front. I don’t do plagiarism. Okay? Hear me out here now. I don’t do plagiarism. Guy Smith, cheerful money podcast. Cheerful money.com. Not into plagiarism. Okay. I don’t steal. I will give credit where credit is due. A lot of times you will hear me reference something that Dave Ramsey teaches. I am a big Dave Ramsey fan. I, I agree with probably 98, 99 percent of the things that he teaches as pertained to finances. Uh, he’s a believer as well, so that helps. Right? Um, there, uh, he’s, he’s a, he’s an extremist. He’s probably a little bit, I don’t follow his plan 100 percent because I think in a lot of ways he’s an extremist in areas that I don’t see as necessary. I don’t invest like he invests for example, but I also don’t use credit cards like he suggested.
That’s been incredibly freeing and we can, I’ll probably at some point do an entire episode on um, what I do and do not do from the Dave Ramsey baby steps and other things that he teaches. But, uh, I’m a big fan and whenever I find myself mentioning something that I learned from him, I try to give credit where credit is due and I think he would do the same thing anytime I hear him quote somebody, he always mentions their name. So a very important. So I want you to know up front, this is not original content to me. Uh, but uh, it’s incredibly valuable and it’s something that I’ve been looking at a lot lately as I get ready for a, what I hope are some big changes in my life in 2019. And I’ve been. Here we are, I’m, I’m a, I’m recording this on a, on December 11th.
Actually, you’re listening to this more at the end of December or sometime in 2019, but I’m recording this on December 11. So my point in saying that, the reason I’m admitting that to you today is because I want you to know that I started talking about goal setting. Started thinking about goal setting. Really for the first time in my life, more than a month before the year turned over, more than a month before I started doing this. So the way that I did this, and I’ll keep you posted as we go. See if we can kind of hit some of these things as we go. Um, the way I did this was by listening and reading a man by the name of Michael Hyatt. Uh, if you go to Michael Hyatt, Michael, and then hyatt is h y a t t.com. He has a, a, a, a great company for a self improvement, self development.
Uh, and he is, he’s a very interesting man to listen to. Uh, he has some incredible products out that I’m in the process of working through right now. One of those, uh, is, he’s got a book, uh, called, uh, the bay called best year ever best your best year ever. And he’s got a course called your best year ever. Uh, I haven’t gone through the course, but I have the book. He has a, a, a quarterly called the full focus planner that I am currently using for the first time and I’m enjoying it. It’s helping me achieve some of the things that I want to achieve. It helps me on a day to day basis to do the things that matter and also set goals with direction. So that’s what I want to share with you today as you consider what you want to achieve in 2019 and who you want to be in 2019.
Where are you going and how do you get there? Because a lot of times we do these pie in the sky resolutions and we don’t get anywhere. You know, we, we just say things like, y’all want to lose weight? Yup, Yup. I’m gonna lose weight in 2019 by the time the year rolls around again, I’m going to be skinny. Yeah. Can’t wait to be skinny, but. But there’s no plan. There’s no target, there’s no action step. There’s no habit change. There’s no actionable piece in there. We can say, I want to get out of debt. I want to create financial margin to give more generously and live more free, so so I can just say kind of that says I want to get out of debt and then what happens is if we’re not specific, we’re not aiming, we don’t have a plan. We just keep doing what we’re doing and nothing’s different.
We get to the end of the month, end of the year and nothing has changed. But if you want to have cheerful money, if you want to be generous, if you want to enjoy your finances instead of stressing about them all the time and you want to make a goal as fits into your financial picture in some way. I highly recommend what Michael Hyatt calls setting smarter goals, smarter goals. So again, this is Michael highlight high. I’m actually taking this right out of his content. So Michael Hyatt, I’m just gonna walk through these with you and then call it a year and send you home to get to work and hopefully challenge you to pick some of these up and get things done to get your finances in order to get maybe your weight in order to make the career goals that you want to achieve and really go at it so smarter is an acronym a that Michael Hyatt actually I believe he expanded on this on smart goals, has been around for awhile. I don’t know who originated this, but Michael Hyatt, I believe you can email firstname.lastname@example.org if I am dead wrong on this, but I’m pretty sure Michael Hyatt is the first person I’ve seen that added the earth to the smart goals. So it’s smart goals and smarter is an acronym that stands for a suggest that your goals should be specific, measurable, actionable, realistic, time bound, exciting and relevant.
And when we use that approach,
our goal setting is going to be a lot more likely to be achieved as we break it down and we get at it. So the first one, when he says that your goals that you’ve set should be specific, this means that you need to identify exactly what you want to accomplish. Exactly. None of this pie in the sky. I’m going to lose weight and see what happens. It’s something that’s very specific, so he gives a couple of examples. First example of a bad goal would be, I am going to start an e newsletter, but that same goal being a good goal would be to say, I’m going to publish a biweekly newsletter and I’m going to call it blank. I’m going to name it, I’m going to publish it, I’m going to do it twice a week and I’m going to get at it. Right? There’s specific things in there. It’s not just, hey, I’m going to start a newsletter. It’s not, I’m going to start a newsletter and it’s going to look like this and it’s going to happen this often. Right? So that’s specific. We got to be specific. What are you aiming at, what are you going to do and how are you going to get there?
The second letter of smarter goals is m for measurable, Measurable means that it is a quantifiable result. It’s quantifiable. So a bad example of a measurable goal is, I am going to call more, I’m going to call more. A good example of a measurable goal is I am going to attempt 100 prospect calls every week. I am going to attempt 100 calls. It’s measurable. So I’m going to do this 100 times. So I’m going to do just, I’m going to do sit ups every day, so you know, I’m going to do 20 sit ups every day. That is measurable. Now onto the a and the smarter acronym that a stands for actionable. So you start with an action verb, not a to B verb. You start with what your, uh, a movement verb, an action step at something when you’re doing something. So for example, a bad, a goal in terms of actionability would be be more consistent with my networking, but a good version of that would be meet with to market influencers each week.
It’s actionable. The action verb is the word meat. It’s the doing, it’s the, it’s the running, it’s the weight lifting, it’s, it’s, I’m going to work out, it’s, I’m going to get added, I’m going to take action and I’m going to do what needs to be done to achieve this, and we take these small bites of the bigger goal by committing to actions. Now the are in the word smarter is the word realistic. Michael Hyatt says, when he uses the word realistic, that is to recognize and implement the power of incremental change over time. So a bad goal would be, I am going to earn $1,000,000 in commission.
Good goal would be increased my income by 20 percent this year over last. It’s again, it’s inaction, but it’s realistic. It’s, it’s actionable and it’s realistic. It’s within reach. It’s not a pie in the sky. I think I’m going to get there. It’s not something that’s way out there. It’s not saying I’m just going to, I’m going to earn a million dollars. You know, the most I’ve ever made in a year is $40,000, but in 2019 I’m going to hit a million. Yeah, no, unless you make a major shift in your career, focus, probably not a realistic goal. So we got to take realistic chunks and to put a percentage on there like a 20 percent or 10 percent, that’s more realistic. Something you can get to onto the letter t and the smarter acronym for Smarter Goals. The t Michael Hyatt says stands for time bound time bound. So this is setting a specific deadline.
It’s setting a deadline. Insane. This is when I’m going to achieve the goal. This is what, uh, where I’m going to be when I accomplished this. This is the date, this is the line in the stand. So a bad example of setting a time bound goal would be, I am going to rewrite my proposal’s. A good example of a time pound, timebound bowl goal is I will draft, edit and finalize our new pitch book by January 30. First. That’s time bound. It’s time sensitive. It has a finish line attached to the goal. It’s, I’m going to do this by, and then you start taking the steps necessary to achieve it by that date.
The e in the smarter acronym is exciting. This is important. This is important. It stands for exciting, so make your goals personally compelling, so a bad goal. If you’re working in sales, for example, a bad goal would be, I will prospect more, but I hate making calls. I will prospect more, but I. I just hate making calls. I hate cold calling, but I will. I will prosper. I’ll make more prospects. Right? Well, good goal. A good version of that is I will hire an assistant to call on more prospects, freeing me up to meet with more prospects.
So I, I, I’m more excited about meeting with potential clients than I calling, making cold calls all day and trying to break the ice and develop those relationships from scratch. I want somebody else to do that calling part and I’ll pay them well to do that so that I can do what I am uniquely gifted at it because I can find someone who’s passionate about something else. It’s, it’s a goal that you’re excited about achieving and the are in the smarter acronym stands for the word relevant, relevant. So make sure your goals are appropriate to the season of your life. Is it relevant to the season of your life? So a bad example is if you say you are at home and you’ve got little kids. Like for my phase of life right now, I’ve got a three year old at home. I’ve got a 16 month old at home.
My wife is a 27 months, I think right now pregnant with our first baby girl. We are busy, our mornings are hard, we wake up in the morning and, and, and, and there are times when, uh, you know, no matter how there are mornings where no matter how early I commit to getting up and working on something or spending time in the word or in prayer or just get up early and go. It seems like those are the mornings. It’s almost like my kid’s sense it, that those are the mornings that they just want to get up at 5:30 in the morning and there’s nothing, there’s no talking them out of it. There are certain things that make it difficult to get out of the, out of the house early enough because, uh, you know, the kids come with some demands, so it has to be.
These goals have to be relevant to your current stage of life. So Michael Hyatt gives us the bad example, which would be, I will spend an hour every morning on personal development, but I have to also drive my kids to school every day or I have to also spend 45 minutes with my kids in the morning before I head off to work while my wife is getting ready to spend the day with them. So, uh, a good example of irrelevant goal in that stage of life will be, I will read every night for 30 minutes after my kids and my wife go to sleep. It’s relevant because you’re catering these goals to your true life situation. So my wife, for example, as a stay at home mom, uh, she’s lucky some sometimes to get a half hour to herself where she’s in a day where she’s not having to clean up or do laundry or eat her own lunch because she’s been so busy feeding the kids their lunch.
She’s fortunate to find a half hour. So for her to, um, to, to, to set a goal where she says, well, I’m going to spend an hour on personal development or I’m going to spend two hours working on, on, on, on a, on an online business or a side business that I’m, that I’m putting together or, or what have you, things like that. It’s not realistic and it’s just not relevant for her stage of life. So these, again, I want to be upfront, these are not my goal setting strategies, these are goal setting strategies, um, developed or tweaked and enhanced by Michael Hyatt. You can learn more about him@Michaelhyatt.com. So I want to give full credit where credit is due. Um, Michaelhyatt.com, highly recommend his, uh, personal development and leadership platform that he’s been building over there. So I want to give you a. In closing, I want to just walk you through some of the things that I’m doing because I want you to be.
I want you to be encouraged by this, uh, that, that when you think about these smarter goals that we’re setting and you think about your life and your money and your future and the joy and the peace and the freedom that you can have. When you take control of your finances and you create margin and you can give more generously and live more free and inside of that to get to where you want to be to become the better version of you. Setting smarter goals is an important piece of that. You gotta you gotTa. Decide what you’re aiming at. In 2019, have you decided what you’re aiming at in 2019 and now you’re ready to make some smarter goals so that you can get where you need to be. So again, those are specific, measurable, actionable, actionable, excuse me, realistic time bound. Exciting and relevant, make goals with those steps in mind.
So I just want to give you a very briefly, uh, what my, some of mine are going into 2019. So, uh, for example, uh, I followed this pattern and, and, and I, I put on here so my wife is pregnant and she’s due a, her due date is officially March 14th. We had went some rounds with the hospital before he determined that it is all, it’s all jibberish to me, but we determined that the estimated due date for my wife, it was a March 14th and I, I told you earlier that, that, that back in 2014, 2015, I was in the best shape of my life and I have really left my self go and my habits have fallen off. See, in 2015 I set a goal. Uh, and, and really at the end of 2014, I set a goal and my goal was that, that I was going to run the Pittsburgh full marathon 26 point two miles.
And along that journey I would run a half marathon a in Bradford, Pennsylvania in preparation for that. So I knew a time sensitive goal that on the first Sunday of May 2015, I would attempt to run a marathon. And to get there I had, I went to marathon training academy.com, another great a couple of people and podcasts that I love listening to and highly recommend. And, and I and I, I purchased their marathon training plans and those plans gave me very specific things I needed to do on a weekly basis in order to be prepared for that marathon when it came to running, when it came to eating, when it came to the type of running that I was doing, the distance and the hills and the sprints and all of these things that I was supposed to be doing to get ready for that day.
So I had a plan, I had an, an ame and I was. I was targeting that as as best I could so that I could get where I needed to be. And what happened was when I had that very smart, very specific goal and a strategy in place to achieve it, I did it. So I, I want you to be able to do that with whatever you want to achieve this year. If it’s something you want to achieve in your, in your fitness and your fitness life. If you want to, if you want to get in shape, you want to lose some weight, you want to run a marathon, you want to do something awesome. You want to climb a mountain, you want to compete in a competition, you want to win a competition. Whatever it is that you want to do. If you want to clean up your finances, get out of debt, and start giving more and started investing more.
If you want to set a goal and say, okay, I’ve never given 10 percent of my income, I’m going to do it this year because that means. And how do you. How do you do it? You commit to it. Say, okay, in January I got two paychecks. The first thing I’m going to do when that paycheck comes in is I’m going to write a check for 10 percent of my gross to my local congregation, and then you do that. You do it again, you do it again. Next thing you know, you get to the end of 2019 and you’ve given 10 percent of your gross income for the year and that’s pretty awesome, but you did it in incremental steps and you developed the habits so that you could achieve that goal and be someone who is supporting the causes and the missions that you believe in. So anyway, about that, here’s why.
Some windows into what I am hoping to accomplish in this coming year. So one of the things as a preaching pastor, one of the things that I struggle with is looking ahead and preparing beyond Sunday. So I live in this cycle. I live in this weekly cycle where every weekend pretty much, uh, I would say there’s 52 Sundays in a year. I would say I’m a, in the last four years I’ve preached the sermon at my church. I would say 48 of those every year and it now becomes exhausting, but I, it, it, it’s so life giving and it’s so awesome to see people, to see lives changed, to see people, uh, to see God open up people’s hearts and minds. But one of the things that I get into is I get into this weekly cycle where it’s like I preach on Sunday and I take a moment of just like release.
It’s like that exhale moment of all right, another week in the books. That was wonderful. Let’s see what God does with that. And then I walk into work on Tuesday morning. We run Tuesday through Sunday and I walk in on Tuesday morning. I begin the process again. I have a bad habit of not being able to look past the coming Sunday. So my goal, one of my goals for 2019 is to do that better, to do that better. So I have written in my planner already that I will complete each quarter’s sermon calendar by the 15th of the prior month. So that means that by December 15th I will know, you know, with with some wiggle room for the Holy Spirit. I’m not being militant here, I’m saying by the 15th of December I will know with a fairly accurate idea what topics and passages and sermon series I’ll be using in January, February and March from the pulpit and that that’s so many blessings.
That’s a, that’s a benefit. That’s a benefit to the whole church at the benefit to all the other leaders, all the volunteer leaders, it. It just gives me so much more peace in my life to have that direction. So that’s a specific goal for my vocation. I have one other goal written in my book that is a vocation related and that is read 12 vocation related books by December 30. First 2019. Read 12 vocation related books by December 2019. So for me that’s going to mean Christian living books. It’s going to mean a art and craft of preaching type of books. It’s going to be leadership books. It’s going to be any of the kind of books that are going to help me be a better senior pastor is to help me grow so that my church can grow and so that I can become just the man that God has called me to be.
Now these are additional in addition to reading the Bible, of course. So I’ve already selected some of those books and have a actually tagged on a bonus 13th and gotten started. So, um, that’s one very important goal. The other thing I mentioned, I’m having a baby in my wife’s having a baby on March 14th. So I have a goal, I have a goal weight and I went away. My goal says I want to weigh that weight by March 14th, 2019 when she’s due. And, and the importance of that goal is because I think back three years whenever my son was born and I look at those pictures and I’ve looked at how, how great I felt, I want to feel that way again. I want to be able to hold my baby girl and I want to know that daddy’s doing well. Daddy’s taking care of himself so that he can be there as long as possible for that baby girl, the matters.
So that’s a personal goal. It’s a health goal. And inside of those annual goals, Michael Hyatt, a, he teaches you to go into detail with those, you know, he wants you to, to look at those goals. And once you have those smarter goals written down for 2019, you need to give your goal a summary. You need to decide if that’s a habit goal or it’s an achievement goal. You need to decide if it’s a vocational goal or it’s a spiritual goal, parental goals, social goals in intellectual goal, emotional goal, physical goal, a vocational goal, a habitual go, a marital goal, a financial goal, what is the goal and where are you going with it? And then he asks you to, to, um, to list out some key motivations and then rank them in order. What, why are you doing this? What’s your motivation, what do you, why, why would you even waste your time with this?
And then a list of next steps. So these are where the rubber meets the road. This is well, yeah, I want to, I want to lose some weight by a certain date, but what am I going to do to get there? What are my daily commitments in order to get there? And then after that he mentioned the importance of rewarding yourself. When you achieve this goal, what’s the payoff for you? What’s the exciting thing that you get to enjoy afterwards? So as 2009 and 19 is about to get underway, I want to encourage you to set some smarter goals. None of this resolution, garbage you know, the, the, the only resolution that I’ve ever kept is the one where I committed to not make silly resolutions anymore. Instead, start setting some real life goals to change my life. And if you’re ready to change your life financially or otherwise, and start enjoying your life again, instead of letting certain things suck the life out of it, you gotta make a commitment today.
What are you going to change in 2019 to make your life what you truly are wanting it to be? I want to thank you so much for tuning into this show today. I was probably a little bit longer winded than possible, but I’ll tell you what. That’s the beauty of a podcast. There is no timeline. You get to decide when you click on this podcast, if you see 20 minutes or 30 minutes or 40 minutes or an hour and 40 minutes, you know what you are getting into and you can decide if I’m worth listening to and I hope that there is some value in this even threw out my rants and my banter. So if you are interested in the things that I mentioned today, uh, this is not an affiliate sale. I get nothing for this, absolutely nothing for this. I’m simply sharing with you a, a, an a great option.
If you want to set goals for 2019 and that is to go to Michaelhyatt.com, you can find some incredible content on there on how to optimize your life. I’m currently using his full focus planner and it is revolutionizing my ability to accomplish tasks throughout my day at work and on the side as well as setting goals and achieving goals. Uh, I’m just a month or so into this, but it is, it is, no doubt about it. It is improving the quality of my life. So I’m full focus planner is a product of Michael Hyatt and company and Michael Hyatt Dot Com. You can learn more about that. So other than that, I want to thank you for an awesome 2018. Again. We’re still in the beginning stages of the, of what cheerful money is going to become. I, I, I asked it, you give me some patients ask that you, if you’re enjoying this, that you just kind of ride it out with me because uh, as, as we go, I’m learning about what, what God is calling for this ministry to be, what he, what he really wants me to develop in this business.
There are some things that, uh, that I would like to do and I’m not quite sure what it’s, what, what, what it entails or whether or not it’s the right step. But what matters is we’re hitting the ground running and we’re going into 2019 with some direction. Here are some goals that I’m laying out and, and I’ll certainly be back in 2019 in a few weeks, couple of weeks here. Kind of give you guys a point things in a direction and say, where, where do I see cheerful money going in 2019? How can I serve you as my audience? And, and, and, and, and in order for me to do that, one of the great ways for me to do that in two is to hear from you. Just let me know that you’re out there listening and that you’re enjoying what you’re hearing. And, uh, and if you want to have the opportunity to, to, to let me know what you want as a listener and guide the conversation.
If you head over to cheer for money dot Com and you click on the podcast and menu item up there, uh, there is a form you can fill out and just simply say, what is a question that you have for me? And, and, and I’ll, I’ll, I’ll get back to you, I’ll talk to you, will see, uh, what this looks like and we can put some stuff together. But I’m excited about the future. I’m excited about where this is going to go. So, uh, with all of that, I’m going to go ahead and get off of here and go enjoy the rest of my year while I still can. God bless you. I love you.
Have a wonderful rest of your day.